Floods Causing Road Traffic Accidents

It is hard to believe the amount of rain that has fallen over the UK in the past month. In fact the majority of the UK has had well above the average amount of rain fall with some areas having their wettest June on record. This rain has caused serious havoc with our roads with many of them being cut off completely.

The chances of road traffic accidents happening are greatly increased when we have more rain than normal. When our roads have been dry for some time and then suddenly the heavens open and the rain comes down, this can make driving conditions seriously impaired. Tarmac becomes almost as slippery as ice when water hits it after a period of dry and warm weather. It only takes driving a little too fast around a roundabout or turning in general when if the ground is seriously slipping you can loose control and skid across the road.

Since the rain began there have been numerous occasions where people have been late to work due to accidents on the road or been involved in an road traffic accident themselves.

Having a road traffic accident can be quite a scary experience. Loosing control of a vehicle where you spin out into the path of on coming traffic is every driver's worst nightmare.

You might think that if an accident occurs due to the natural weather conditions even if they are extreme then its no-ones fault except Mother Nature or climate change. This is true to some degree but if a river bursts its bank or a bridge collapse then it is the council's responsibility. If you had a road traffic accident and it was because of extreme water on roads or because you tried to avoid hitting another vehicle that had lost is grip then you could be entitled to claim compensation for any pain and suffering. Claim compensation for accidents that were not our own fault is our civil and legal right. It is not fair for a person who has to find the cost of having weeks of work, repairs to their car all due to a road traffic accident.

There appears to be a stigma attached to claiming compensation. A lot of people think it's reserved for the lower classes if you don't mind me using the old fashioned class system. This is so not true. People are also put off by what they think is a complex financial and legal process. The truth of the matter is that claiming compensation for say a road traffic accident is a simple and painless process. All it takes is a call to an Accident Claimsfirm to start the ball rolling. They will then send you a form or questionnaire to fill out. Once you have filled in the form you can sit back and let your Lawyer do all the hard work. You will not have to pay a penny towards this law suit as most Lawyers work on a "No Win No Fee" basis which means they wont take the case on unless they are 99% sure they will win. The fees of the Lawyer will be paid once the case has been won. If for some reason the case is lost then the fees of the Lawyer will be paid by "after the event insurance". This really is a painless way of claiming for compensation for a accident that was not your fault.

So if the floods have caused you to have an accident, don't think there is nothing you can do about it, call a Lawyer and see what they have to say. Remember if you do or say nothing then the same accident could happen again to someone else. But if you make a stand and seek compensation then those that were responsible will do more to protect people the next time we have flood warnings.

Northstar Ski Resort Package and Information

When deciding where you want to take your next ski vacation in California, Lake Tahoe is an excellent choice. Not only in is it close to major airports for easy access, it has a wide variety of breath taking scenery and of course great terrain for all you skiing and riding needs.

First off, some info on Northstar. It's a year round resort located near the North Side of Lake Tahoe in Placer County, California about 200 miles from San Francisco, which can save you some money if you flying in. The resort itself is undergoing some renovations to keep it state of the art and stay on par with facilitates and services including a new variety of shops, restaurants, art galleries, boutiques, luxury lodgings and a amazing skating rink. The owners are sparing no expensive to liven up Northstar to rival world-class resorts such as Aspen and Vail. Northstar is well known for its backcountry runs and stellar alpine skiing making it a great destination for expert skiers.

As for some basic information on the Skiing available at Northstar the resort has a base elevation of 6,330 feet and a top elevation of 8,6610 feet. There are 92 ski runs that cover a respectable 2,904 acres of skiable terrain. The ski runs break down as follows: 27% advanced, 60% intermediate, and 13% beginners. So there is something for all level of experience riders and skiers. The longest run on the resort, Loggers Run is 1.4 miles. The area gets an annual snowfall of 350 inches a year so expect plenty of powder. The mountain has 19 ski lifts capable of transporting skiers to and from any part of the mountain they could wish to go. On a final note Northstar has the most largest snowmaking system of any resort in the area.

So take some time when deciding you next ski vacation and consider Northstar its got everything you could want in a world tier ski resort at reasonable prices.

Ways in Getting the Best Deals in Garage Door Prices

Projects involving home improvement usually take up a lot of time and resources. In some cases, the garage is even placed at the bottom of the list bound for a makeover and this is because of shortage of funds. For homeowners, the good news is that garage door prices is not as expensive as many think. The following discusses the items in which the cost becomes a factor for garage doors.

Find out the material from where the garage door is made from. Naturally, the materials used in building the door make up the total cost of the unit. Garage doors made of entirely of hardwood is relatively more expensive than those whose material is a mix of hardwood, plywood, or insulating materials.

Doors made of fiberglass and aluminum are relatively cheaper compared to doors made of wood. Even so, a number of homeowners still think investing in wooden doors is worth the extra dollars because of its natural charm and versatility in terms of design. Doors made of aluminum dent way too easily and they are not suited for multipurpose garages that are used for various other things and activities.

The door's weather stripping can be a factor in garage door prices. This is evident for homes located in areas where the climate changes drastically. In order for the door to last from the harsh weather, it needs a lot of weather stripping and insulation to seal the unit from damaging elements.

Normally, the pricing of garage doors is not too affected by its design although there are cases where it does. Doors that have glass accents are relatively more expensive particularly those that have etched glass designs. Glass windows are suitable for homes that need more additional light to penetrate inside their garage even when it is closed.

Selecting between a two garage door mechanisms - flip-up and a roll-up - also makes a difference in the door prices. Compared to the roll-up mechanism, it is much cheaper to buy the flip-up or canopy type of door. The flip-up door type is also one of the most widely used units among homeowners as long as it provides sufficient space for the swinging up and over of the door. On the other hand, the sectional roll-up units cost more although they can save a lot of space inside the garage that allows parking in front of the door.

Prices are also based whether they have additional features or accessories included. Meanwhile, prices for automatic doors are also different depending on the installed safety features. The important thing in finding the best deal in door prices is to determine the garage size, know the purpose garage, and set your preferred budget.

What Are Long Term Care Insurance Leads and Can They Benefit Your Business?

Long term care insurance leads offer great potential to any insurance agent. If you aren't familiar with these types of leads, it is best you familiarize yourself with them first. Then you can begin to take advantage of their potential through quality long term care insurance leads. This is a segment of insuring that can prove quite lucrative for a savvy agent.

Long term care insurance is gaining popularity as the cost of medical care skyrockets. Most young people don't realize its importance, but even they are beginning to see it as useful. The fact is, if you are in an accident, regardless of your age, you might be unable to work or care for yourself. This is when long term care is necessary. Indeed, anyone could benefit from it and not having it could put you in financial ruins. For these reasons, selling LTC insurance is easier than you might think, especially if you start with quality insurance leads.

Although it is possible to talk anyone into a sale, it is much easier to sell a policy to someone who has demonstrated interest in a potential policy. This is where long term insurance leads come in. By using leads you gain a significant advantage. You already know the lead is interested in learning more about long term insurance, and this increases the likelihood of a policy purchase substantially. Today there are many companies that specializing in collecting lists of potential leads for a variety of different types of insurance. Purchasing leads is a quick way to increase your business, but it isn't the only way.

Just like companies that specialize in providing long term care insurance leads, you too can collect your own leads. A great way to do this is to have an opt-in section on your website that allows interested visitors to request more information. Often a person interested in long term care policies will be willing to fill out information about themselves in an effort to learn the rates they qualify for. By creating forms with relevant questions, you can start getting your own leads, and collecting pertinent information on these leads that could help you close the deal.

Once you understand a little about LTC insurance and feel confident you can answer any questions that might arise, then you are ready to start selling policies. Whether you decide to purchase leads from a company specializing in their collection and sale, or you decide to collect your own long term care leads; taking advantage of quality leads will increase your sales dramatically. It is so much easier to sell a product to someone when you already know they are interested in buying it. So take advantage of insurance leads to get your business booming.

Marketing Your Bed and Breakfast - 5 Steps To Creating A Great Newsletter

1. Know Your Guests Really Well

The secret of success for any marketing campaign is to know who you are talking to, what they want from your product and service and how you can best go about meeting their needs.Once you know the customer you can write great copy, which looks like you have been reading your mind. The same is true for a B&B and for writing your B&B newsletter. Once you know what your B&B guest wants from a stay in your area and what they want from your B&B you can write a newsletter that has them wondering why they ever considered staying anywhere else.

So when you have guests to stay you need to be running an ongoing research campaign. Find out what it is your guests like about your B&B, what they like about the area, what they are doing whilst they are staying with you. Do they like to walk? How long do they walk for? What are the best walks they've done? Are they looking for dog friendly walks? Do they prefer walks with a pub? Are they fair weather walkers? If so what do they do when the weather is poor?

2. Identify What Will Make Them Come Back To Stay With You

Many guests will visit a B&B because they want to visit a particular area. Once they have ticked that area off their list of things to do, they feel they have done it all and there's no need for them return.

It is the job of your newsletter to show them there is so much more to do than they first imagined. Tell them about all of the things they missed on their first visit. If they came in spring - look at all the things they could be doing in the Autumn. Describe the wonderful things that are happening in the current season - lambs in the field next door in spring, mellow mists and autumn colours, clear crisp walking days in winter, chilling out in the hammock with a cold beer in the summer.

3. Make It Easy For Your Guests

My experience of B&B guests is that they like to be given suggestions for things to do. So put together some itineraries, some suggestions for day trips. Give them some ideas about distances and travelling times, suggest places to eat on the way. Combine days out - we have a Kite Feeding station 45 minuted from us and it's perfect combined with a drive round the beautiful Elan Valley, a short walk, then tea in the local town.

4. Tell Then What's New

Your guests may have loved your B&B but there may have been one little thing that has stopped the going back. Maybe it was that you did not have WiFi access which you have now installed. Or you have put in freeview tv in the rooms. Let your guests know what improvements and changes you have made - you may be surprised at who returns!

5. Keep Them Updated About Local Events

Many guests like to do something different when they're away, so make sure your guests are kept informed about all of the latest Events. Tell them about craft or produce fayres, food festivals, carnivals, local guided walks.

I Want Football: FA Cup - The First Ever Final of Association Football's First Ever Competition

The FA Cup is the world's oldest Association Football competition. First played for in 1872, it was the brainchild of one Charles Alcock. Initially only twelve teams had entered the competition and even this number was reduced to nine before the first round was due to be played. However a further six teams, including Queen's Park from Scotland, were persuaded to enter.

So on 11th November 1871 a total of 4 fixtures were played - Barnes defeated Civil Service 2-0; Hitchen and Crystal Palace (not the current club of the same name) both advanced to the next round despite a nil nil draw; Maidenhead beat Marlow 1-0 and Clapham Rovers won 3-0 against Upton Park. The scorer of Clapham's first goal, one Jarvis Kenrick, is credited with having scored the first ever FA Cup goal! Three games were not played - Queen's Park and Donington School could not agree where to play their game, so both advanced whilst Royal Engineers and Wanderers both received walk overs against Reigate Priory and Harrow Chequers respectively. Hampstead Heathens received a bye due to there being an odd number of entrants.

In the second round of matches, the remaining ten teams managed to play 4 of the scheduled 5 games. The only one that didn't take place being the tie between Queen's Park and Donington School, who still couldn't agree where to play after being drawn against each other again. Consequently, Queen's Park advanced to the third round. In the games that were played, Barnes and Hampstead Heathens drew 1-1 with Barnes progressing after a reply; Crystal Palace beat Maindenhead 3-0; Hitchin were royally stuffed 5-0 by the Royal Engineers and Wanderers enjoyed a 3-1 victory over Clapham Rovers.

The third round was played on 20th and 27th January 1872 when Royal Engineers defeated Hampstead Heathens 3-0 and Wanderers and Crystal Palace played out a goalless draw - due to the fact that Queen's Park had already advanced to the semi finals with a bye, these two were not required to replay. So, on 17 February at Kennington Oval, Crystal Palace and Royal Engineers played out a goalless draw before Queen's Park and Wanderers did similar on 5th March at the same venue. On 9th March 1872, Royal Engineers won through to the final with a 3-0 replay win. Bu who would they face? Well, as it happens, it would be Wanderers, Queen's Park having withdrawn because of the prohibitive cost of their travelling back to London for a replay.

On Saturday 16th March 1872, Royal Engineers and Wanderers met at Kennington OVal to play the first ever FA Cup Final. Obviously enough, the game was played according to the rules of the day which did not allow for cross bars or goals nets. The pitch had no centre circle or halfway line and there were no free-kicks or penalties. Also, in an oversight which would take almost 100 years to rectify there were no substitutions allowed either. This helped Wanderers more than Royal Engineers as after just ten minutes they lost Lieutenant Creswell with a broken collar bone. The only goal of the game was scored on just 15 minutes by one Morton Peto Betts playing under the pyseudonym of A.H. Chequer. At the end of the game it was perhaps fitting that Wanderers' Captain, one C.W. Alcock should be the first man to lift the FA Cup.